Pour water into the bread machine pan. Sprinkle flour, rolled oats, and ground cinnamon over liquid.
Add mashed bananas over flour. Add butter, sugar, salt, and non-fat dry milk in separate corners of the bread pan. Make a shallow indentation in the center and add yeast. Snap bread pan into machine and set it to basic setting. Press start.
Remove kneading paddle after final kneading.
When bread is ready, remove from the pan and cool on a wire rack.